Stay in the neighborhood
- Historic St. Andrews — small district of cafés, galleries, antique shops, and seafood spots, walkable from each other. A calm rainy afternoon plan.
- Downtown Panama City — the Riverwalk plus a small collection of indoor venues, coffee shops, and restaurants.
Family / kids
- WonderWorks Panama City Beach — indoor edutainment, hands-on. Strongest for ages 5–13.
- Pier Park's indoor stores + multiplex cinema — comfortable, mostly covered.
- Bowling, arcades, indoor mini-golf — several scattered along Back Beach Road.
Adults
- A long lunch at a covered Grand Lagoon seafood spot.
- A brewery taproom or local roaster — Panama City has several worth a slow afternoon.
- The cinema at Pier Park.
Jarvis can help
If you've already booked, ask Jarvis what to do on a specific rainy day — it pulls from the live weather forecast and picks options that match the conditions.